Will your TreasuryDirect login stop working this week — and how do you switch to ID.me safely?

Yes, the old login is ending. You can use your traditional TreasuryDirect login through October 28, 2026; after that date, ID.me is the only way to sign in online. Missing the date does not freeze or take your money — you can restore online access at any time by finishing the ID.me setup later.

You finally sit down to check the savings bonds you bought years ago, and the sign-in page says your usual login is about to retire. Short answer: Yes, the old login is ending. You can use your traditional TreasuryDirect login through October 28, 2026; after that date, ID.me is the only way to sign in online.

The good news: missing the date does not freeze or take your money — you can restore online access at any time by finishing the ID.me setup later. Why it matters: TreasuryDirect says ID.me is a more standardized, secure sign-in that verifies your identity once and can be used across government services. Without it after October 28, you cannot sign in online, make new purchases, set up new reinvestments, or download tax forms online — paper forms are the fallback, and existing reinvestments already in place keep going.1.

Do NOT follow links in any email about this change. Open your browser and type TreasuryDirect.gov yourself.2. Click the Secure Sign In button on the official site and follow the prompt to sign in with, or create, an ID.me account.3.

Have your Social Security number and a government-issued photo ID ready for the identity check.4. If you already have an ID.me account from another government service, you can use that same account.5. Finish the linking step so you land back inside your TreasuryDirect account, and confirm you can see your bonds before you log out.Pro tip: Real TreasuryDirect notices come from addresses like treasurydirect@lists.fiscal.treasury.gov, and the government does not send unsolicited emails asking for personal or financial information or a fee to release funds.

Any message that does is a scam, no matter how official it looks. Questions? TreasuryDirect's help line is 844-284-2676.Ad's take: Government login changes scare people because the money feels locked behind the door.

It is not — your bonds stay yours either way. Just make the switch from the real website, typed by your own hand, and never from an email link.